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Saving vs Spending: Finding the Balance

  • duvooruaditi
  • 3 days ago
  • 1 min read

Have you ever bought something and instantly regretted it? That’s the moment when spending beats saving. Saving isn’t about being boring—it’s about making choices.


Tips:

  • Set small saving goals (e.g., R50 for a movie or R200 for a gadget).

  • Split your money: 50% spend, 30% save, 20% emergency/fun.

  • Track your “impulse wins”: Write down every time you resisted buying something unnecessary.


Example: I wanted a new phone case but waited one week. That R250 went into my “fun fund” and I bought a ticket to a concert instead. Small wins feel amazing!


With love,

Aditi: Your Finance Buddy 🤗

 
 
 

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